AMRO Employee Cooperative Federation focusing on improving its member in the best way to achieve their goal and grow together as organization and community.

As people-centered businesses, cooperatives are owned and run by their members, who have an equal say in what their organization does and how it generates and uses profits. Cooperatives are a tried-and-tested model in international development, enabling people around the world to take control over their livelihoods.

Strengthening cooperatives is, therefore, an established way to empower people and local communities to take charge of their own development, putting people before profit.

Cooperatives are people-centered enterprises owned, controlled and run by and for their members to realize their common economic, social, and cultural needs and aspirations.

Cooperatives bring people together in a democratic and equal way. Whether the members are the customers, employees, users or residents, cooperatives are democratically managed by the ‘one member, one vote’ rule. Members share equal voting rights regardless of the amount of capital they put into the enterprise.

As businesses driven by values, not just profit, cooperatives share internationally agreed principles and act together to build a better world through cooperation. Putting fairness, equality and social justice at the heart of the enterprise, cooperatives around the world are allowing people to work together to create sustainable enterprises that generate long-term jobs and prosperity.

Cooperatives allow people to take control of their economic future and, because they are not owned by shareholders, the economic and social benefits of their activity stay in the communities where they are established. Profits generated are either reinvested in the enterprise or returned to the members.


AMRO Employee Cooperatives Federations open for membership from 198 countries globally.

Basic requirements to become member:

  • Commit to an annual mandatory deposit fee of € 180.00
  • Commit to an annual voluntary deposit fee. Amount of deposit is flexible on voluntary basis

Rights and Duties of Members

  • Commit to contribute to sustained equity build-up through annually contribution.
  • Patronize the Cooperative’s products and services.
  • Attend membership meetings.
  • Obey rules, regulations, and policies set by the Board, the AECF By laws,  and the Cooperative Development Authority.
  • Promote the aims and purposes of the Cooperative and the success of its business.
  • Inspect and examine financial records, minutes of meetings, and other records of the Cooperative.

Benefit Devidens

Members get interest on their Share Capital contribution based on the performance of the Cooperative. Interest on Share Capital is tax-free.

Interest Free Loans

The Cooperative has partnered with some industry to be able to offer certain products at 0% interest.


AECF offers special discount rate for all members.

Programs & Principles

At AMRO Employee Cooperatives Federation, there are many programs can be done under its 16 sectors. The most important part is to always following our principles :

Voluntary and Open Membership:
All people willing to accept membership responsibilities are welcome to use the cooperative’s services regardless of gender, socioeconomic class, race, or political or religious affiliations.

Democratic Member Control:
Members democratically control cooperatives, actively participating in the setting of policies and decision-making. Those serving in representative capacities are accountable to the membership, which is bestowed equal voting rights (one member, one vote).

Member Economic Participation:
All members contribute equitably to, and democratically control, the capital of their cooperative. Common uses of capital include further development of the cooperative, establishment of a reserve account, or benefits to member transactions with the cooperative. Budget surpluses are democratically allocated.

Autonomy and Independence:
Cooperatives are autonomous organizations controlled by their members. Any agreement with another entity, be it government, private or nonprofit, must be based on terms where members of the cooperative retain democratic independence.

Education, Training and Information:
Cooperatives provide education and training for their members, representatives, managers and employees to help them more effectively contribute to the development of the cooperative. They also educate the public at large about the benefits of cooperation.

Support for Other Cooperatives:
Cooperatives generally seek to link their efforts with other cooperatives, thereby spreading the cooperative movement and better serving their communities by pooling resources and services.

Community Focus:
Ultimately, cooperatives are dedicated to supporting the sustainable development of their communities through member-approved policies.

Product & Service

AECF has  established a retail market in each of its member countries, to make its member easier to meet their daily needs.

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